Call reports 2016
IOWA TRUST & SAVINGS BANK — 2016
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 179,040,000 | 182,146,000 | 185,775,000 | 188,189,000 |
| Total loans | 131,216,000 | 136,774,000 | 136,362,000 | 139,852,000 |
| Allowance for loan losses | 1,408,000 | 1,403,000 | 1,444,000 | 1,470,000 |
| Securities available for sale | 38,547,000 | 36,861,000 | 38,307,000 | 38,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,978,000 | 134,763,000 | 147,129,000 | 153,454,000 |
| Interest-bearing deposits | 103,407,000 | 101,541,000 | 112,441,000 | 116,035,000 |
| Noninterest-bearing deposits | 33,571,000 | 33,222,000 | 34,688,000 | 37,419,000 |
| Equity capital | 20,337,000 | 21,390,000 | 21,750,000 | 20,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,549,000 | 5,367,000 | 7,184,000 |
| Interest expense | 109,000 | 225,000 | 347,000 | 475,000 |
| Net interest income | 1,624,000 | 3,324,000 | 5,020,000 | 6,709,000 |
| Noninterest income | 90,000 | 192,000 | 268,000 | 419,000 |
| Noninterest expense | 859,000 | 1,745,000 | 2,659,000 | 3,656,000 |
| Provision for loan losses | 29,000 | 60,000 | 90,000 | 121,000 |
| Pretax income | 875,000 | 1,760,000 | 2,588,000 | 3,400,000 |
| Income tax | 442,000 | 488,000 | 531,000 | 570,000 |
| Net income | 433,000 | 1,272,000 | 2,057,000 | 2,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,298,000 | 18,882,000 | 19,412,000 | 19,136,000 |
| Total capital | 19,706,000 | 20,285,000 | 20,856,000 | 20,606,000 |
| Risk-weighted assets | 143,523,000 | 149,268,000 | 146,467,000 | 151,460,000 |