Call reports 2014
IOWA TRUST & SAVINGS BANK — 2014
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,026,000 | 181,838,000 | 188,705,000 | 180,486,000 |
| Total loans | 108,018,000 | 113,587,000 | 123,995,000 | 124,347,000 |
| Allowance for loan losses | 1,290,000 | 1,298,000 | 1,299,000 | 1,312,000 |
| Securities available for sale | 51,777,000 | 55,664,000 | 54,584,000 | 45,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,077,000 | 137,603,000 | 140,202,000 | 132,633,000 |
| Interest-bearing deposits | 114,404,000 | 105,048,000 | 109,342,000 | 102,199,000 |
| Noninterest-bearing deposits | 30,673,000 | 32,555,000 | 30,860,000 | 30,434,000 |
| Equity capital | 17,176,000 | 17,979,000 | 18,811,000 | 18,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,125,000 | 5,024,000 | 6,731,000 |
| Interest expense | 97,000 | 192,000 | 291,000 | 390,000 |
| Net interest income | 1,425,000 | 2,933,000 | 4,733,000 | 6,341,000 |
| Noninterest income | 101,000 | 153,000 | 255,000 | 329,000 |
| Noninterest expense | 816,000 | 1,677,000 | 2,606,000 | 3,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 663,000 | 1,414,000 | 2,415,000 | 3,020,000 |
| Income tax | 187,000 | 415,000 | 720,000 | 885,000 |
| Net income | 476,000 | 999,000 | 1,695,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,942,000 | 16,464,000 | 17,160,000 | 16,775,000 |
| Total capital | 17,232,000 | 17,762,000 | 18,459,000 | 18,087,000 |
| Risk-weighted assets | 130,171,000 | 137,200,000 | 145,769,000 | 145,095,000 |