Call reports 2013
IOWA TRUST & SAVINGS BANK — 2013
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 170,996,000 | 165,464,000 | 174,742,000 | 181,880,000 |
| Total loans | 87,589,000 | 91,251,000 | 97,995,000 | 111,994,000 |
| Allowance for loan losses | 1,292,000 | 1,288,000 | 1,286,000 | 1,287,000 |
| Securities available for sale | 39,228,000 | 40,084,000 | 49,556,000 | 53,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,175,000 | 134,772,000 | 140,471,000 | 141,388,000 |
| Interest-bearing deposits | 115,682,000 | 106,836,000 | 110,132,000 | 108,767,000 |
| Noninterest-bearing deposits | 32,493,000 | 27,936,000 | 30,339,000 | 32,621,000 |
| Equity capital | 15,903,000 | 16,054,000 | 16,547,000 | 16,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,665,000 | 4,066,000 | 5,582,000 |
| Interest expense | 110,000 | 218,000 | 322,000 | 423,000 |
| Net interest income | 1,243,000 | 2,447,000 | 3,744,000 | 5,159,000 |
| Noninterest income | 113,000 | 992,000 | 1,082,000 | 1,186,000 |
| Noninterest expense | 907,000 | 1,904,000 | 2,784,000 | 3,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 449,000 | 1,535,000 | 2,042,000 | 2,461,000 |
| Income tax | 129,000 | 493,000 | 631,000 | 722,000 |
| Net income | 320,000 | 1,042,000 | 1,411,000 | 1,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,315,000 | 15,218,000 | 15,588,000 | 15,466,000 |
| Total capital | 15,607,000 | 16,506,000 | 16,874,000 | 16,753,000 |
| Risk-weighted assets | 107,309,000 | 110,747,000 | 120,708,000 | 135,688,000 |