Call reports 2012
IOWA TRUST & SAVINGS BANK — 2012
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,605,000 | 155,172,000 | 166,048,000 | 166,960,000 |
| Total loans | 91,396,000 | 92,235,000 | 97,298,000 | 100,278,000 |
| Allowance for loan losses | 1,485,000 | 1,325,000 | 1,320,000 | 1,290,000 |
| Securities available for sale | 41,761,000 | 39,509,000 | 38,826,000 | 37,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,113,000 | 134,445,000 | 142,596,000 | 139,778,000 |
| Interest-bearing deposits | 108,471,000 | 107,610,000 | 111,976,000 | 106,940,000 |
| Noninterest-bearing deposits | 27,642,000 | 26,835,000 | 30,620,000 | 32,838,000 |
| Equity capital | 15,665,000 | 16,013,000 | 16,546,000 | 15,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 2,978,000 | 4,488,000 | 5,940,000 |
| Interest expense | 164,000 | 319,000 | 458,000 | 580,000 |
| Net interest income | 1,344,000 | 2,659,000 | 4,030,000 | 5,360,000 |
| Noninterest income | 109,000 | 196,000 | 287,000 | 447,000 |
| Noninterest expense | 939,000 | 1,834,000 | 2,705,000 | 3,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 514,000 | 1,079,000 | 1,670,000 | 2,202,000 |
| Income tax | 154,000 | 327,000 | 509,000 | 667,000 |
| Net income | 360,000 | 752,000 | 1,161,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,933,000 | 14,348,000 | 14,780,000 | 13,976,000 |
| Total capital | 15,290,000 | 15,673,000 | 16,100,000 | 15,266,000 |
| Risk-weighted assets | 108,402,000 | 110,360,000 | 112,938,000 | 116,025,000 |