Call reports 2011
IOWA TRUST & SAVINGS BANK — 2011
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 155,184,000 | 153,866,000 | 161,603,000 | 163,272,000 |
| Total loans | 91,718,000 | 90,094,000 | 92,068,000 | 92,597,000 |
| Allowance for loan losses | 1,461,000 | 1,481,000 | 1,402,000 | 1,478,000 |
| Securities available for sale | 41,322,000 | 46,873,000 | 34,331,000 | 37,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,869,000 | 132,886,000 | 136,926,000 | 132,865,000 |
| Interest-bearing deposits | 112,146,000 | 110,635,000 | 113,485,000 | 99,469,000 |
| Noninterest-bearing deposits | 23,723,000 | 22,251,000 | 23,441,000 | 33,396,000 |
| Equity capital | 14,575,000 | 15,020,000 | 15,525,000 | 15,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,173,000 | 4,732,000 | 6,330,000 |
| Interest expense | 240,000 | 470,000 | 686,000 | 869,000 |
| Net interest income | 1,342,000 | 2,703,000 | 4,046,000 | 5,461,000 |
| Noninterest income | 147,000 | 278,000 | 414,000 | 492,000 |
| Noninterest expense | 1,058,000 | 2,075,000 | 2,999,000 | 3,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 71,000 |
| Pretax income | 431,000 | 906,000 | 1,466,000 | 2,011,000 |
| Income tax | 122,000 | 255,000 | 429,000 | 607,000 |
| Net income | 309,000 | 651,000 | 1,037,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,899,000 | 13,267,000 | 13,682,000 | 13,551,000 |
| Total capital | 14,223,000 | 14,581,000 | 15,023,000 | 14,883,000 |
| Risk-weighted assets | 105,761,000 | 104,958,000 | 107,225,000 | 106,445,000 |