Call reports 2010
IOWA TRUST & SAVINGS BANK — 2010
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,563,000 | 146,256,000 | 140,136,000 | 144,051,000 |
| Total loans | 95,295,000 | 96,555,000 | 93,168,000 | 94,117,000 |
| Allowance for loan losses | 1,791,000 | 1,618,000 | 1,607,000 | 1,442,000 |
| Securities available for sale | 32,437,000 | 28,864,000 | 29,063,000 | 36,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,420,000 | 129,409,000 | 122,400,000 | 125,938,000 |
| Interest-bearing deposits | 106,280,000 | 109,338,000 | 102,262,000 | 102,264,000 |
| Noninterest-bearing deposits | 19,140,000 | 20,071,000 | 20,138,000 | 23,674,000 |
| Equity capital | 13,757,000 | 14,032,000 | 14,406,000 | 14,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,445,000 | 5,054,000 | 6,791,000 |
| Interest expense | 309,000 | 599,000 | 862,000 | 1,107,000 |
| Net interest income | 1,418,000 | 2,846,000 | 4,192,000 | 5,684,000 |
| Noninterest income | 123,000 | 263,000 | 408,000 | 620,000 |
| Noninterest expense | 919,000 | 1,791,000 | 2,759,000 | 3,734,000 |
| Provision for loan losses | 956,000 | 1,190,000 | 1,220,000 | 1,240,000 |
| Pretax income | -362,000 | 38,000 | 532,000 | 1,241,000 |
| Income tax | -165,000 | -42,000 | 99,000 | 332,000 |
| Net income | -197,000 | 80,000 | 433,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,711,000 | 12,019,000 | 12,404,000 | 12,564,000 |
| Total capital | 13,081,000 | 13,401,000 | 13,735,000 | 13,928,000 |
| Risk-weighted assets | 109,151,000 | 110,320,000 | 106,209,000 | 109,075,000 |