Call reports 2009
IOWA TRUST & SAVINGS BANK — 2009
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,129,000 | 128,346,000 | 140,667,000 | 147,848,000 |
| Total loans | 84,270,000 | 83,101,000 | 84,827,000 | 90,137,000 |
| Allowance for loan losses | 783,000 | 831,000 | 973,000 | 985,000 |
| Securities available for sale | 30,803,000 | 27,103,000 | 27,950,000 | 37,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,534,000 | 103,410,000 | 114,508,000 | 122,722,000 |
| Interest-bearing deposits | 82,913,000 | 85,138,000 | 96,261,000 | 101,641,000 |
| Noninterest-bearing deposits | 20,621,000 | 18,272,000 | 18,247,000 | 21,081,000 |
| Equity capital | 13,682,000 | 13,879,000 | 14,236,000 | 13,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,303,000 | 4,938,000 | 6,682,000 |
| Interest expense | 356,000 | 682,000 | 1,013,000 | 1,344,000 |
| Net interest income | 1,311,000 | 2,621,000 | 3,925,000 | 5,338,000 |
| Noninterest income | 85,000 | 196,000 | 331,000 | 479,000 |
| Noninterest expense | 891,000 | 1,822,000 | 2,794,000 | 3,838,000 |
| Provision for loan losses | 0 | 118,000 | 259,000 | 331,000 |
| Pretax income | 505,000 | 877,000 | 1,203,000 | 1,643,000 |
| Income tax | 151,000 | 252,000 | 326,000 | 458,000 |
| Net income | 354,000 | 625,000 | 877,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,390,000 | 11,696,000 | 11,983,000 | 11,878,000 |
| Total capital | 12,173,000 | 12,527,000 | 12,956,000 | 12,863,000 |
| Risk-weighted assets | 94,232,000 | 94,622,000 | 96,974,000 | 104,079,000 |