Call reports 2007
IOWA TRUST & SAVINGS BANK — 2007
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 100,355,000 | 110,096,000 | 126,353,000 | 121,793,000 |
| Total loans | 70,065,000 | 73,452,000 | 74,501,000 | 76,233,000 |
| Allowance for loan losses | 984,000 | 986,000 | 1,017,000 | 1,019,000 |
| Securities available for sale | 20,167,000 | 26,144,000 | 35,936,000 | 37,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,047,000 | 96,671,000 | 109,730,000 | 103,420,000 |
| Interest-bearing deposits | 73,336,000 | 80,701,000 | 92,144,000 | 84,299,000 |
| Noninterest-bearing deposits | 14,711,000 | 15,970,000 | 17,586,000 | 19,121,000 |
| Equity capital | 10,709,000 | 11,873,000 | 12,552,000 | 12,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,389,000 | 5,487,000 | 7,439,000 |
| Interest expense | 639,000 | 1,383,000 | 2,247,000 | 3,019,000 |
| Net interest income | 942,000 | 2,006,000 | 3,240,000 | 4,420,000 |
| Noninterest income | 139,000 | 231,000 | 370,000 | 464,000 |
| Noninterest expense | 622,000 | 1,377,000 | 2,121,000 | 2,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 459,000 | 860,000 | 1,489,000 | 2,012,000 |
| Income tax | 133,000 | 255,000 | 444,000 | 607,000 |
| Net income | 326,000 | 605,000 | 1,045,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,556,000 | 9,926,000 | 10,405,000 | 10,105,000 |
| Total capital | 10,516,000 | 10,912,000 | 11,422,000 | 11,124,000 |
| Risk-weighted assets | 76,756,000 | 81,766,000 | 86,479,000 | 84,966,000 |