Call reports 2001
IOWA TRUST & SAVINGS BANK — 2001
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,097,000 | 72,937,000 | 75,736,000 | 80,170,000 |
| Total loans | 56,976,000 | 58,283,000 | 58,356,000 | 58,663,000 |
| Allowance for loan losses | 836,000 | 842,000 | 789,000 | 811,000 |
| Securities available for sale | 7,994,000 | 7,790,000 | 7,233,000 | 9,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,495,000 | 61,258,000 | 63,801,000 | 68,694,000 |
| Interest-bearing deposits | 55,491,000 | 54,092,000 | 55,893,000 | 57,713,000 |
| Noninterest-bearing deposits | 7,004,000 | 7,166,000 | 7,908,000 | 10,981,000 |
| Equity capital | 7,313,000 | 7,519,000 | 7,781,000 | 7,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,914,000 | 4,346,000 | 5,737,000 |
| Interest expense | 706,000 | 1,434,000 | 2,070,000 | 2,606,000 |
| Net interest income | 751,000 | 1,480,000 | 2,276,000 | 3,131,000 |
| Noninterest income | 63,000 | 132,000 | 201,000 | 274,000 |
| Noninterest expense | 462,000 | 918,000 | 1,389,000 | 1,929,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 322,000 | 634,000 | 998,000 | 1,346,000 |
| Income tax | 115,000 | 234,000 | 369,000 | 499,000 |
| Net income | 207,000 | 400,000 | 629,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,965,000 | 6,186,000 | 6,441,000 | 6,236,000 |
| Total capital | 6,695,000 | 6,928,000 | 7,189,000 | 6,999,000 |
| Risk-weighted assets | 58,324,000 | 59,253,000 | 59,795,000 | 61,006,000 |