Call reports 2010
K BANK — 2010
What K BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 600,351,000 | 591,650,000 | 538,258,000 |
| Total loans | 450,377,000 | 432,486,000 | 417,619,000 |
| Allowance for loan losses | 14,022,000 | 15,018,000 | 14,792,000 |
| Securities available for sale | 81,856,000 | 95,928,000 | 87,427,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 520,959,000 | 518,014,000 | 500,056,000 |
| Interest-bearing deposits | 498,012,000 | 496,392,000 | 479,115,000 |
| Noninterest-bearing deposits | 22,947,000 | 21,622,000 | 20,941,000 |
| Equity capital | 18,659,000 | 13,019,000 | 6,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 6,667,000 | 13,027,000 | 19,071,000 |
| Interest expense | 3,558,000 | 6,714,000 | 9,667,000 |
| Net interest income | 3,109,000 | 6,313,000 | 9,404,000 |
| Noninterest income | 39,000 | -3,094,000 | -4,934,000 |
| Noninterest expense | 4,758,000 | 9,916,000 | 15,502,000 |
| Provision for loan losses | 2,621,000 | 4,162,000 | 6,498,000 |
| Pretax income | -4,031,000 | -10,422,000 | -16,854,000 |
| Income tax | 0 | -75,000 | -75,000 |
| Net income | -4,031,000 | -10,347,000 | -16,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 18,528,000 | 12,211,000 | 5,779,000 |
| Total capital | 23,858,000 | 17,269,000 | 10,620,000 |
| Risk-weighted assets | 417,604,000 | 394,662,000 | 377,294,000 |