Call reports 2009
K BANK — 2009
What K BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 677,752,000 | 661,290,000 | 658,940,000 | 612,255,000 |
| Total loans | 545,992,000 | 523,361,000 | 510,610,000 | 472,855,000 |
| Allowance for loan losses | 15,836,000 | 14,137,000 | 18,276,000 | 18,732,000 |
| Securities available for sale | 70,737,000 | 67,614,000 | 63,251,000 | 72,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,093,000 | 564,765,000 | 575,934,000 | 528,674,000 |
| Interest-bearing deposits | 547,261,000 | 534,494,000 | 547,207,000 | 504,207,000 |
| Noninterest-bearing deposits | 28,832,000 | 30,271,000 | 28,727,000 | 24,467,000 |
| Equity capital | 38,200,000 | 34,453,000 | 21,881,000 | 22,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,916,000 | 16,883,000 | 24,035,000 | 31,228,000 |
| Interest expense | 5,174,000 | 10,179,000 | 15,035,000 | 19,381,000 |
| Net interest income | 3,742,000 | 6,704,000 | 9,000,000 | 11,847,000 |
| Noninterest income | -1,363,000 | -2,300,000 | -3,387,000 | -599,000 |
| Noninterest expense | 4,578,000 | 9,624,000 | 14,493,000 | 19,871,000 |
| Provision for loan losses | 2,743,000 | 6,238,000 | 15,680,000 | 20,865,000 |
| Pretax income | -4,749,000 | -11,153,000 | -24,043,000 | -28,726,000 |
| Income tax | -65,000 | -65,000 | -65,000 | -5,564,000 |
| Net income | -4,684,000 | -11,088,000 | -23,978,000 | -23,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,636,000 | 34,232,000 | 21,341,000 | 22,558,000 |
| Total capital | 43,971,000 | 40,377,000 | 27,299,000 | 28,268,000 |
| Risk-weighted assets | 497,389,000 | 483,611,000 | 464,310,000 | 443,628,000 |