Call reports 2006
K BANK — 2006
What K BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 621,361,000 | 640,068,000 | 651,813,000 | 656,681,000 |
| Total loans | 526,313,000 | 526,423,000 | 510,456,000 | 504,515,000 |
| Allowance for loan losses | 8,766,000 | 7,797,000 | 8,041,000 | 9,126,000 |
| Securities available for sale | 47,562,000 | 48,189,000 | 78,469,000 | 85,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,163,000 | 558,350,000 | 563,500,000 | 569,623,000 |
| Interest-bearing deposits | 500,401,000 | 515,891,000 | 526,275,000 | 530,939,000 |
| Noninterest-bearing deposits | 43,762,000 | 42,459,000 | 37,225,000 | 38,684,000 |
| Equity capital | 51,375,000 | 53,785,000 | 56,289,000 | 57,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,297,000 | 27,991,000 | 42,543,000 | 56,728,000 |
| Interest expense | 4,785,000 | 10,059,000 | 15,831,000 | 21,819,000 |
| Net interest income | 8,512,000 | 17,932,000 | 26,712,000 | 34,909,000 |
| Noninterest income | 1,208,000 | 2,139,000 | 3,278,000 | 4,260,000 |
| Noninterest expense | 5,477,000 | 11,132,000 | 16,626,000 | 21,990,000 |
| Provision for loan losses | 933,000 | 1,107,000 | 1,540,000 | 2,900,000 |
| Pretax income | 3,310,000 | 7,832,000 | 11,824,000 | 14,279,000 |
| Income tax | 1,288,000 | 3,040,000 | 4,592,000 | 5,471,000 |
| Net income | 2,022,000 | 4,792,000 | 7,232,000 | 8,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,908,000 | 54,428,000 | 56,618,000 | 57,944,000 |
| Total capital | 58,126,000 | 60,638,000 | 62,812,000 | 64,166,000 |
| Risk-weighted assets | 494,885,000 | 495,199,000 | 493,701,000 | 494,886,000 |