Call reports 2002
K BANK — 2002
What K BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 369,181,000 | 375,052,000 | 386,106,000 | 392,126,000 |
| Total loans | 290,036,000 | 305,835,000 | 329,107,000 | 338,505,000 |
| Allowance for loan losses | 6,695,000 | 6,915,000 | 7,042,000 | 7,478,000 |
| Securities available for sale | 31,160,000 | 37,915,000 | 36,519,000 | 29,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,318,000 | 317,508,000 | 324,822,000 | 332,887,000 |
| Interest-bearing deposits | 284,629,000 | 289,555,000 | 295,022,000 | 304,429,000 |
| Noninterest-bearing deposits | 26,689,000 | 27,953,000 | 29,800,000 | 28,458,000 |
| Equity capital | 27,929,000 | 28,749,000 | 29,334,000 | 30,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,537,000 | 15,384,000 | 23,510,000 | 32,090,000 |
| Interest expense | 3,433,000 | 6,791,000 | 10,113,000 | 13,327,000 |
| Net interest income | 4,104,000 | 8,593,000 | 13,397,000 | 18,763,000 |
| Noninterest income | 1,017,000 | 2,432,000 | 3,443,000 | 4,967,000 |
| Noninterest expense | 3,613,000 | 7,545,000 | 11,456,000 | 15,757,000 |
| Provision for loan losses | 500,000 | 912,000 | 1,537,000 | 2,365,000 |
| Pretax income | 1,008,000 | 2,571,000 | 3,884,000 | 5,720,000 |
| Income tax | 367,000 | 950,000 | 1,428,000 | 2,120,000 |
| Net income | 641,000 | 1,621,000 | 2,456,000 | 3,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,045,000 | 28,625,000 | 29,060,000 | 29,954,000 |
| Total capital | 31,712,000 | 32,301,000 | 32,850,000 | 33,775,000 |
| Risk-weighted assets | 290,325,000 | 290,919,000 | 299,961,000 | 302,043,000 |