Call reports 2001
K BANK — 2001
What K BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 332,444,000 | 332,049,000 | 335,676,000 | 347,940,000 |
| Total loans | 226,537,000 | 246,374,000 | 256,747,000 | 274,971,000 |
| Allowance for loan losses | 6,927,000 | 6,560,000 | 6,647,000 | 6,500,000 |
| Securities available for sale | 69,149,000 | 59,896,000 | 40,845,000 | 32,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,028,000 | 283,176,000 | 284,287,000 | 291,222,000 |
| Interest-bearing deposits | 259,308,000 | 257,959,000 | 259,188,000 | 267,313,000 |
| Noninterest-bearing deposits | 23,720,000 | 25,217,000 | 25,099,000 | 23,909,000 |
| Equity capital | 26,735,000 | 26,991,000 | 27,489,000 | 27,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,185,000 | 15,896,000 | 23,572,000 | 31,078,000 |
| Interest expense | 3,890,000 | 7,672,000 | 11,366,000 | 14,925,000 |
| Net interest income | 4,295,000 | 8,224,000 | 12,206,000 | 16,153,000 |
| Noninterest income | 1,298,000 | 2,549,000 | 4,005,000 | 5,249,000 |
| Noninterest expense | 3,796,000 | 7,539,000 | 11,540,000 | 15,264,000 |
| Provision for loan losses | 406,000 | 557,000 | 854,000 | 1,126,000 |
| Pretax income | 1,391,000 | 2,677,000 | 3,830,000 | 5,269,000 |
| Income tax | 486,000 | 935,000 | 1,342,000 | 1,683,000 |
| Net income | 905,000 | 1,742,000 | 2,488,000 | 3,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,466,000 | 26,800,000 | 27,052,000 | 27,804,000 |
| Total capital | 29,676,000 | 30,166,000 | 30,476,000 | 31,353,000 |
| Risk-weighted assets | 253,072,000 | 266,084,000 | 270,724,000 | 280,984,000 |