Call reports 2011
FIRST CENTRAL BANK, INC. — 2011
What FIRST CENTRAL BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 |
|---|---|
| Total assets | 137,217,000 |
| Total loans | 109,301,000 |
| Allowance for loan losses | 1,254,000 |
| Securities available for sale | 12,097,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 121,413,000 |
| Interest-bearing deposits | 99,458,000 |
| Noninterest-bearing deposits | 21,955,000 |
| Equity capital | 13,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 |
|---|---|
| Interest income | 1,742,000 |
| Interest expense | 346,000 |
| Net interest income | 1,396,000 |
| Noninterest income | 188,000 |
| Noninterest expense | 1,074,000 |
| Provision for loan losses | 60,000 |
| Pretax income | 450,000 |
| Income tax | 152,000 |
| Net income | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 |
|---|---|
| Tier 1 capital | 11,216,000 |
| Total capital | 12,470,000 |
| Risk-weighted assets | 99,575,000 |