Call reports 2003

FIRST CENTRAL BANK, INC. — 2003

Name: FIRST CENTRAL BANK, INC. — FFIEC call report 2003
Creator: FIRST CENTRAL BANK, INC.

What FIRST CENTRAL BANK, INC. reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/95127458-9838-47c6-9645-c76d8283ae5b/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	89,122,000	84,884,000	86,395,000	85,145,000
Total loans	55,348,000	59,123,000	59,826,000	62,559,000
Allowance for loan losses	713,000	705,000	689,000	678,000
Securities available for sale	21,630,000	13,001,000	8,913,000	8,909,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	78,085,000	73,760,000	75,163,000	73,991,000
Interest-bearing deposits	68,043,000	63,742,000	63,496,000	63,905,000
Noninterest-bearing deposits	10,042,000	10,018,000	11,667,000	10,086,000
Equity capital	10,629,000	10,782,000	10,807,000	10,681,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,289,000	2,600,000	3,912,000	5,202,000
Interest expense	376,000	748,000	1,080,000	1,388,000
Net interest income	913,000	1,852,000	2,832,000	3,814,000
Noninterest income	95,000	221,000	418,000	610,000
Noninterest expense	676,000	1,298,000	1,978,000	2,604,000
Provision for loan losses	51,000	71,000	91,000	102,000
Pretax income	281,000	704,000	1,181,000	1,718,000
Income tax	102,000	253,000	413,000	613,000
Net income	179,000	451,000	768,000	1,105,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,889,000	7,011,000	7,088,000	6,975,000
Total capital	7,539,000	7,684,000	7,765,000	7,653,000
Risk-weighted assets	51,944,000	53,807,000	54,134,000	55,129,000