Call reports 2026
UNITED CUMBERLAND BANK — 2026
What UNITED CUMBERLAND BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 459,477,000 | 460,172,000 |
| Total loans | 325,278,000 | 338,288,000 |
| Allowance for loan losses | 4,698,000 | 4,709,000 |
| Securities available for sale | 76,876,000 | 75,263,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 399,198,000 | 399,334,000 |
| Interest-bearing deposits | 317,265,000 | 313,284,000 |
| Noninterest-bearing deposits | 81,933,000 | 86,050,000 |
| Equity capital | 49,664,000 | 50,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,388,000 | 12,946,000 |
| Interest expense | 1,807,000 | 3,663,000 |
| Net interest income | 4,581,000 | 9,283,000 |
| Noninterest income | 1,006,000 | 2,021,000 |
| Noninterest expense | 3,213,000 | 6,585,000 |
| Provision for loan losses | 153,000 | 190,000 |
| Pretax income | 2,221,000 | 4,484,000 |
| Income tax | 36,000 | 68,000 |
| Net income | 2,185,000 | 4,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 52,669,000 | 53,400,000 |