Call report 2025Q4
UNITED CUMBERLAND BANK — 2025Q4
The 22 measures UNITED CUMBERLAND BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,787,000 | USD | evidence → |
| Total loans | 319,144,000 | USD | evidence → |
| Allowance for loan losses | 4,634,000 | USD | evidence → |
| Securities available for sale | 76,620,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,327,000 | USD | evidence → |
| Interest-bearing deposits | 308,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,758,000 | USD | evidence → |
| Equity capital | 49,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,249,000 | USD | evidence → |
| Interest expense | 7,418,000 | USD | evidence → |
| Net interest income | 17,831,000 | USD | evidence → |
| Noninterest income | 4,047,000 | USD | evidence → |
| Noninterest expense | 12,804,000 | USD | evidence → |
| Provision for loan losses | 739,000 | USD | evidence → |
| Pretax income | 8,255,000 | USD | evidence → |
| Income tax | 116,000 | USD | evidence → |
| Net income | 8,139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,984,000 | USD | evidence → |