Call report 2015Q4
UNITED CUMBERLAND BANK — 2015Q4
The 22 measures UNITED CUMBERLAND BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,071,000 | USD | evidence → |
| Total loans | 174,963,000 | USD | evidence → |
| Allowance for loan losses | 3,242,000 | USD | evidence → |
| Securities available for sale | 34,708,000 | USD | evidence → |
| Securities held to maturity | 39,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,758,000 | USD | evidence → |
| Interest-bearing deposits | 178,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,048,000 | USD | evidence → |
| Equity capital | 34,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,680,000 | USD | evidence → |
| Interest expense | 1,490,000 | USD | evidence → |
| Net interest income | 11,190,000 | USD | evidence → |
| Noninterest income | 1,993,000 | USD | evidence → |
| Noninterest expense | 8,703,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 4,380,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 4,284,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,264,000 | USD | evidence → |
| Total capital | 36,370,000 | USD | evidence → |
| Risk-weighted assets | 167,311,000 | USD | evidence → |