Call report 2014Q4
UNITED CUMBERLAND BANK — 2014Q4
The 22 measures UNITED CUMBERLAND BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,939,000 | USD | evidence → |
| Total loans | 178,131,000 | USD | evidence → |
| Allowance for loan losses | 3,559,000 | USD | evidence → |
| Securities available for sale | 39,198,000 | USD | evidence → |
| Securities held to maturity | 30,797,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,628,000 | USD | evidence → |
| Interest-bearing deposits | 182,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,476,000 | USD | evidence → |
| Equity capital | 32,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,824,000 | USD | evidence → |
| Interest expense | 1,743,000 | USD | evidence → |
| Net interest income | 11,081,000 | USD | evidence → |
| Noninterest income | 1,366,000 | USD | evidence → |
| Noninterest expense | 9,303,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 2,979,000 | USD | evidence → |
| Income tax | 74,000 | USD | evidence → |
| Net income | 2,905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,031,000 | USD | evidence → |
| Total capital | 35,163,000 | USD | evidence → |
| Risk-weighted assets | 169,116,000 | USD | evidence → |