Call report 2004Q4
UNITED CUMBERLAND BANK — 2004Q4
The 22 measures UNITED CUMBERLAND BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,333,000 | USD | evidence → |
| Total loans | 84,019,000 | USD | evidence → |
| Allowance for loan losses | 1,328,000 | USD | evidence → |
| Securities available for sale | 12,252,000 | USD | evidence → |
| Securities held to maturity | 10,629,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,507,000 | USD | evidence → |
| Interest-bearing deposits | 73,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,236,000 | USD | evidence → |
| Equity capital | 12,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,924,000 | USD | evidence → |
| Interest expense | 1,830,000 | USD | evidence → |
| Net interest income | 5,094,000 | USD | evidence → |
| Noninterest income | 1,341,000 | USD | evidence → |
| Noninterest expense | 3,566,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 2,624,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,564,000 | USD | evidence → |
| Total capital | 13,536,000 | USD | evidence → |
| Risk-weighted assets | 77,377,000 | USD | evidence → |