Call reports 2001
UNITED CUMBERLAND BANK — 2001
What UNITED CUMBERLAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,910,000 | 100,717,000 | 103,547,000 | 101,740,000 |
| Total loans | 65,457,000 | 66,654,000 | 68,271,000 | 68,290,000 |
| Allowance for loan losses | 942,000 | 1,004,000 | 1,010,000 | 993,000 |
| Securities available for sale | 13,053,000 | 15,618,000 | 15,349,000 | 16,723,000 |
| Securities held to maturity | 7,832,000 | 8,021,000 | 8,616,000 | 9,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,187,000 | 80,917,000 | 82,123,000 | 80,763,000 |
| Interest-bearing deposits | 65,776,000 | 68,918,000 | 69,622,000 | 68,665,000 |
| Noninterest-bearing deposits | 12,411,000 | 11,999,000 | 12,501,000 | 12,098,000 |
| Equity capital | 10,542,000 | 10,658,000 | 11,074,000 | 11,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,109,000 | 6,117,000 | 8,088,000 |
| Interest expense | 954,000 | 1,901,000 | 2,815,000 | 3,605,000 |
| Net interest income | 1,097,000 | 2,208,000 | 3,302,000 | 4,483,000 |
| Noninterest income | 216,000 | 440,000 | 646,000 | 897,000 |
| Noninterest expense | 705,000 | 1,399,000 | 2,106,000 | 2,866,000 |
| Provision for loan losses | 55,000 | 130,000 | 140,000 | 220,000 |
| Pretax income | 553,000 | 1,119,000 | 1,702,000 | 2,294,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 553,000 | 1,119,000 | 1,702,000 | 2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,457,000 | 10,522,000 | 10,706,000 | 10,872,000 |
| Total capital | 11,239,000 | 11,318,000 | 11,523,000 | 11,686,000 |
| Risk-weighted assets | 62,420,000 | 63,472,000 | 65,199,000 | 64,949,000 |