Call reports 2026
1ST COMMUNITY BANK — 2026
What 1ST COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 68,328,000 | 65,288,000 |
| Total loans | 46,149,000 | 46,592,000 |
| Allowance for loan losses | 430,000 | 420,000 |
| Securities available for sale | 1,924,000 | 1,903,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 61,290,000 | 58,249,000 |
| Interest-bearing deposits | 46,830,000 | 45,823,000 |
| Noninterest-bearing deposits | 14,460,000 | 12,426,000 |
| Equity capital | 6,609,000 | 6,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 867,000 | 1,749,000 |
| Interest expense | 150,000 | 303,000 |
| Net interest income | 717,000 | 1,446,000 |
| Noninterest income | 14,000 | 34,000 |
| Noninterest expense | 579,000 | 1,179,000 |
| Provision for loan losses | -7,000 | -17,000 |
| Pretax income | 150,000 | 302,000 |
| Income tax | 12,000 | 27,000 |
| Net income | 138,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,669,000 | 6,627,000 |