Call reports 2025
1ST COMMUNITY BANK — 2025
What 1ST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,162,000 | 65,970,000 | 64,853,000 | 65,592,000 |
| Total loans | 46,301,000 | 46,503,000 | 46,239,000 | 46,009,000 |
| Allowance for loan losses | 432,000 | 433,000 | 429,000 | 437,000 |
| Securities available for sale | 2,407,000 | 1,919,000 | 1,932,000 | 1,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,956,000 | 58,771,000 | 57,716,000 | 58,464,000 |
| Interest-bearing deposits | 45,309,000 | 45,310,000 | 44,381,000 | 44,662,000 |
| Noninterest-bearing deposits | 14,647,000 | 13,461,000 | 13,335,000 | 13,802,000 |
| Equity capital | 6,813,000 | 6,747,000 | 6,715,000 | 6,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,766,000 | 2,652,000 | 3,567,000 |
| Interest expense | 161,000 | 328,000 | 495,000 | 658,000 |
| Net interest income | 697,000 | 1,438,000 | 2,157,000 | 2,909,000 |
| Noninterest income | 14,000 | 34,000 | 51,000 | 66,000 |
| Noninterest expense | 545,000 | 1,119,000 | 1,702,000 | 2,329,000 |
| Provision for loan losses | -13,000 | -12,000 | -16,000 | -8,000 |
| Pretax income | 165,000 | 352,000 | 504,000 | 645,000 |
| Income tax | 9,000 | 20,000 | 35,000 | 49,000 |
| Net income | 156,000 | 332,000 | 469,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,881,000 | 6,807,000 | 6,764,000 | 6,711,000 |