Call reports 2024
1ST COMMUNITY BANK — 2024
What 1ST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 69,155,000 | 66,045,000 | 64,709,000 | 65,522,000 |
| Total loans | 44,065,000 | 44,474,000 | 44,801,000 | 43,766,000 |
| Allowance for loan losses | 430,000 | 431,000 | 438,000 | 445,000 |
| Securities available for sale | 4,323,000 | 5,339,000 | 2,912,000 | 2,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,035,000 | 58,780,000 | 57,404,000 | 58,259,000 |
| Interest-bearing deposits | 47,443,000 | 46,091,000 | 44,087,000 | 44,437,000 |
| Noninterest-bearing deposits | 14,592,000 | 12,689,000 | 13,317,000 | 13,822,000 |
| Equity capital | 6,669,000 | 6,772,000 | 6,843,000 | 6,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,807,000 | 2,675,000 | 3,567,000 |
| Interest expense | 186,000 | 367,000 | 534,000 | 701,000 |
| Net interest income | 706,000 | 1,440,000 | 2,141,000 | 2,866,000 |
| Noninterest income | 13,000 | 26,000 | 40,000 | 54,000 |
| Noninterest expense | 548,000 | 1,087,000 | 1,641,000 | 2,212,000 |
| Provision for loan losses | -4,000 | -3,000 | 4,000 | 11,000 |
| Pretax income | 171,000 | 376,000 | 539,000 | 707,000 |
| Income tax | 7,000 | 15,000 | 26,000 | 38,000 |
| Net income | 164,000 | 361,000 | 513,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,819,000 | 6,897,000 | 6,898,000 | 6,905,000 |