Call reports 2023
1ST COMMUNITY BANK — 2023
What 1ST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 67,154,000 | 66,151,000 | 65,584,000 | 68,759,000 |
| Total loans | 43,753,000 | 43,640,000 | 45,583,000 | 43,165,000 |
| Allowance for loan losses | 475,000 | 475,000 | 475,000 | 434,000 |
| Securities available for sale | 6,284,000 | 6,235,000 | 6,238,000 | 4,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,145,000 | 58,962,000 | 58,611,000 | 61,641,000 |
| Interest-bearing deposits | 45,433,000 | 44,902,000 | 44,516,000 | 46,910,000 |
| Noninterest-bearing deposits | 14,712,000 | 14,060,000 | 14,095,000 | 14,731,000 |
| Equity capital | 6,751,000 | 6,853,000 | 6,661,000 | 6,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,510,000 | 2,324,000 | 3,219,000 |
| Interest expense | 91,000 | 220,000 | 367,000 | 529,000 |
| Net interest income | 623,000 | 1,290,000 | 1,957,000 | 2,690,000 |
| Noninterest income | 13,000 | 26,000 | 40,000 | 54,000 |
| Noninterest expense | 500,000 | 1,011,000 | 1,542,000 | 2,081,000 |
| Provision for loan losses | 0 | 0 | 0 | -41,000 |
| Pretax income | 138,000 | 308,000 | 458,000 | 669,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 27,000 |
| Net income | 132,000 | 297,000 | 441,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,901,000 | 7,066,000 | 6,884,000 | 6,836,000 |