Call reports 2022
1ST COMMUNITY BANK — 2022
What 1ST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 69,499,000 | 68,556,000 | 66,187,000 | 67,449,000 |
| Total loans | 44,426,000 | 44,586,000 | 47,132,000 | 46,258,000 |
| Allowance for loan losses | 476,000 | 476,000 | 476,000 | 476,000 |
| Securities available for sale | 3,939,000 | 3,860,000 | 5,238,000 | 6,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,594,000 | 61,703,000 | 59,475,000 | 60,639,000 |
| Interest-bearing deposits | 49,988,000 | 48,804,000 | 47,369,000 | 46,148,000 |
| Noninterest-bearing deposits | 12,606,000 | 12,899,000 | 12,106,000 | 14,491,000 |
| Equity capital | 6,742,000 | 6,613,000 | 6,495,000 | 6,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 1,002,000 | 1,609,000 | 2,314,000 |
| Interest expense | 43,000 | 85,000 | 127,000 | 174,000 |
| Net interest income | 436,000 | 917,000 | 1,482,000 | 2,140,000 |
| Noninterest income | 12,000 | 27,000 | 43,000 | 56,000 |
| Noninterest expense | 453,000 | 900,000 | 1,366,000 | 1,849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | 43,000 | 158,000 | 346,000 |
| Income tax | 1,000 | 7,000 | 10,000 | 22,000 |
| Net income | -6,000 | 36,000 | 148,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,781,000 | 6,731,000 | 6,719,000 | 6,769,000 |