Call reports 2021
1ST COMMUNITY BANK — 2021
What 1ST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 66,874,000 | 67,881,000 | 66,909,000 | 69,343,000 |
| Total loans | 48,635,000 | 46,378,000 | 46,302,000 | 44,951,000 |
| Allowance for loan losses | 476,000 | 476,000 | 476,000 | 476,000 |
| Securities available for sale | 4,595,000 | 4,593,000 | 4,099,000 | 4,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,720,000 | 60,581,000 | 59,693,000 | 62,313,000 |
| Interest-bearing deposits | 47,471,000 | 48,255,000 | 48,391,000 | 49,176,000 |
| Noninterest-bearing deposits | 12,249,000 | 12,326,000 | 11,302,000 | 13,137,000 |
| Equity capital | 6,984,000 | 7,142,000 | 7,050,000 | 6,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,490,000 | 2,016,000 | 2,524,000 |
| Interest expense | 74,000 | 137,000 | 191,000 | 240,000 |
| Net interest income | 752,000 | 1,353,000 | 1,825,000 | 2,284,000 |
| Noninterest income | 24,000 | 38,000 | 51,000 | 66,000 |
| Noninterest expense | 463,000 | 916,000 | 1,371,000 | 1,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 477,000 | 511,000 | 518,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 30,000 |
| Net income | 314,000 | 476,000 | 509,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,864,000 | 7,025,000 | 6,933,000 | 6,787,000 |