Call reports 2020
1ST COMMUNITY BANK — 2020
What 1ST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,256,000 | 69,565,000 | 68,303,000 | 66,420,000 |
| Total loans | 47,291,000 | 49,254,000 | 46,739,000 | 47,516,000 |
| Allowance for loan losses | 477,000 | 480,000 | 484,000 | 475,000 |
| Securities available for sale | 5,090,000 | 5,204,000 | 5,201,000 | 4,181,000 |
| Securities held to maturity | 605,000 | 105,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,345,000 | 58,432,000 | 57,268,000 | 59,525,000 |
| Interest-bearing deposits | 49,363,000 | 48,695,000 | 47,953,000 | 49,017,000 |
| Noninterest-bearing deposits | 7,982,000 | 9,737,000 | 9,315,000 | 10,508,000 |
| Equity capital | 6,720,000 | 6,933,000 | 6,826,000 | 6,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,321,000 | 1,905,000 | 2,458,000 |
| Interest expense | 110,000 | 209,000 | 307,000 | 397,000 |
| Net interest income | 530,000 | 1,112,000 | 1,598,000 | 2,061,000 |
| Noninterest income | 19,000 | 31,000 | 43,000 | 56,000 |
| Noninterest expense | 462,000 | 963,000 | 1,438,000 | 1,889,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 0 |
| Pretax income | 85,000 | 178,000 | 198,000 | 233,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 6,000 |
| Net income | 84,000 | 176,000 | 194,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,656,000 | 6,749,000 | 6,642,000 | 6,549,000 |
| Total capital | 7,133,000 | — | — | — |
| Risk-weighted assets | 49,261,000 | — | — | — |