Call reports 2019
1ST COMMUNITY BANK — 2019
What 1ST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,931,000 | 62,080,000 | 64,436,000 | 65,371,000 |
| Total loans | 48,362,000 | 48,718,000 | 48,364,000 | 46,871,000 |
| Allowance for loan losses | 466,000 | 469,000 | 472,000 | 475,000 |
| Securities available for sale | 9,053,000 | 9,227,000 | 7,053,000 | 6,051,000 |
| Securities held to maturity | 605,000 | 605,000 | 605,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,400,000 | 53,260,000 | 57,575,000 | 58,592,000 |
| Interest-bearing deposits | 47,300,000 | 45,707,000 | 49,613,000 | 49,769,000 |
| Noninterest-bearing deposits | 8,100,000 | 7,553,000 | 7,962,000 | 8,823,000 |
| Equity capital | 6,355,000 | 6,614,000 | 6,657,000 | 6,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,290,000 | 1,954,000 | 2,609,000 |
| Interest expense | 104,000 | 220,000 | 337,000 | 451,000 |
| Net interest income | 530,000 | 1,070,000 | 1,617,000 | 2,158,000 |
| Noninterest income | 18,000 | 36,000 | 56,000 | 78,000 |
| Noninterest expense | 445,000 | 913,000 | 1,386,000 | 1,868,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 100,000 | 187,000 | 362,000 | 440,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 5,000 |
| Net income | 98,000 | 184,000 | 358,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,572,000 | 6,621,000 | 6,573,000 |
| Total capital | 6,951,000 | 7,041,000 | 7,093,000 | 7,048,000 |
| Risk-weighted assets | 50,573,000 | 51,472,000 | 51,410,000 | 48,720,000 |