Call reports 2018
1ST COMMUNITY BANK — 2018
What 1ST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,646,000 | 63,562,000 | 62,022,000 | 62,612,000 |
| Total loans | 45,961,000 | 46,129,000 | 46,255,000 | 47,393,000 |
| Allowance for loan losses | 454,000 | 457,000 | 460,000 | 463,000 |
| Securities available for sale | 9,812,000 | 9,753,000 | 8,739,000 | 8,842,000 |
| Securities held to maturity | 606,000 | 606,000 | 606,000 | 606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,426,000 | 54,323,000 | 53,860,000 | 54,407,000 |
| Interest-bearing deposits | 52,041,000 | 47,204,000 | 45,927,000 | 45,376,000 |
| Noninterest-bearing deposits | 8,385,000 | 7,119,000 | 7,933,000 | 9,031,000 |
| Equity capital | 6,051,000 | 6,067,000 | 5,978,000 | 6,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,166,000 | 1,768,000 | 2,387,000 |
| Interest expense | 84,000 | 169,000 | 267,000 | 364,000 |
| Net interest income | 492,000 | 997,000 | 1,501,000 | 2,023,000 |
| Noninterest income | 20,000 | 37,000 | 55,000 | 78,000 |
| Noninterest expense | 436,000 | 878,000 | 1,320,000 | 1,766,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 73,000 | 150,000 | 214,000 | 310,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 72,000 | 148,000 | 211,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,404,000 | 6,480,000 | 6,419,000 | 6,388,000 |
| Total capital | 6,858,000 | 6,937,000 | 6,879,000 | 6,851,000 |
| Risk-weighted assets | 48,710,000 | 49,569,000 | 48,298,000 | 49,004,000 |