Call reports 2017
1ST COMMUNITY BANK — 2017
What 1ST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,944,000 | 64,111,000 | 62,666,000 | 64,243,000 |
| Total loans | 45,230,000 | 46,264,000 | 45,971,000 | 46,013,000 |
| Allowance for loan losses | 454,000 | 445,000 | 448,000 | 451,000 |
| Securities available for sale | 8,742,000 | 10,121,000 | 10,088,000 | 9,960,000 |
| Securities held to maturity | 782,000 | 782,000 | 611,000 | 611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,628,000 | 57,595,000 | 56,187,000 | 57,980,000 |
| Interest-bearing deposits | 50,098,000 | 48,649,000 | 48,425,000 | 49,588,000 |
| Noninterest-bearing deposits | 8,530,000 | 8,946,000 | 7,762,000 | 8,392,000 |
| Equity capital | 6,160,000 | 6,377,000 | 6,307,000 | 6,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,111,000 | 1,682,000 | 2,251,000 |
| Interest expense | 86,000 | 172,000 | 254,000 | 337,000 |
| Net interest income | 461,000 | 939,000 | 1,428,000 | 1,914,000 |
| Noninterest income | 20,000 | 41,000 | 63,000 | 87,000 |
| Noninterest expense | 412,000 | 830,000 | 1,248,000 | 1,678,000 |
| Provision for loan losses | 15,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 54,000 | 144,000 | 234,000 | 311,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 53,000 | 142,000 | 231,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,328,000 | 6,417,000 | 6,381,000 | 6,332,000 |
| Total capital | 6,782,000 | 6,862,000 | 6,829,000 | 6,783,000 |
| Risk-weighted assets | 44,542,000 | 48,165,000 | 47,770,000 | 48,246,000 |