Call reports 2014
1ST COMMUNITY BANK — 2014
What 1ST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,655,000 | 67,747,000 | 69,844,000 | 70,709,000 |
| Total loans | 43,875,000 | 44,260,000 | 46,022,000 | 46,932,000 |
| Allowance for loan losses | 396,000 | 411,000 | 426,000 | 348,000 |
| Securities available for sale | 15,755,000 | 15,928,000 | 15,973,000 | 14,137,000 |
| Securities held to maturity | 2,073,000 | 2,043,000 | 2,007,000 | 1,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,322,000 | 61,132,000 | 61,077,000 | 61,704,000 |
| Interest-bearing deposits | 56,949,000 | 54,418,000 | 54,247,000 | 54,297,000 |
| Noninterest-bearing deposits | 7,373,000 | 6,714,000 | 6,830,000 | 7,407,000 |
| Equity capital | 5,130,000 | 5,409,000 | 5,560,000 | 5,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,196,000 | 1,811,000 | 2,417,000 |
| Interest expense | 122,000 | 234,000 | 347,000 | 463,000 |
| Net interest income | 480,000 | 962,000 | 1,464,000 | 1,954,000 |
| Noninterest income | 23,000 | 51,000 | 77,000 | 107,000 |
| Noninterest expense | 392,000 | 786,000 | 1,197,000 | 1,589,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 96,000 | 197,000 | 299,000 | 422,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 95,000 | 196,000 | 298,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,655,000 | 5,757,000 | 5,858,000 | 5,982,000 |
| Total capital | 6,051,000 | 6,168,000 | 6,284,000 | 6,330,000 |
| Risk-weighted assets | 46,278,000 | 47,075,000 | 48,909,000 | 49,111,000 |