Call reports 2013
1ST COMMUNITY BANK — 2013
What 1ST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,275,000 | 67,083,000 | 69,920,000 | 70,634,000 |
| Total loans | 39,256,000 | 39,208,000 | 41,214,000 | 43,940,000 |
| Allowance for loan losses | 452,000 | 467,000 | 482,000 | 390,000 |
| Securities available for sale | 17,906,000 | 18,326,000 | 15,714,000 | 15,629,000 |
| Securities held to maturity | 2,092,000 | 2,088,000 | 2,083,000 | 2,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,474,000 | 61,701,000 | 64,783,000 | 65,508,000 |
| Interest-bearing deposits | 52,576,000 | 55,047,000 | 56,737,000 | 57,729,000 |
| Noninterest-bearing deposits | 7,898,000 | 6,654,000 | 8,046,000 | 7,779,000 |
| Equity capital | 5,619,000 | 5,149,000 | 4,913,000 | 4,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,228,000 | 1,833,000 | 2,439,000 |
| Interest expense | 127,000 | 255,000 | 380,000 | 509,000 |
| Net interest income | 490,000 | 973,000 | 1,453,000 | 1,930,000 |
| Noninterest income | 27,000 | 56,000 | 93,000 | 122,000 |
| Noninterest expense | 360,000 | 733,000 | 1,114,000 | 1,532,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 142,000 | 266,000 | 387,000 | 460,000 |
| Income tax | 5,000 | 7,000 | 9,000 | 11,000 |
| Net income | 137,000 | 259,000 | 378,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,498,000 | 5,621,000 | 5,489,000 | 5,561,000 |
| Total capital | 5,950,000 | 6,088,000 | 5,971,000 | 5,951,000 |
| Risk-weighted assets | 47,057,000 | 47,079,000 | 48,946,000 | 51,381,000 |