Call reports 2012
1ST COMMUNITY BANK — 2012
What 1ST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,607,000 | 65,530,000 | 64,170,000 | 65,246,000 |
| Total loans | 36,229,000 | 37,580,000 | 38,888,000 | 39,346,000 |
| Allowance for loan losses | 415,000 | 411,000 | 426,000 | 442,000 |
| Securities available for sale | 17,997,000 | 17,052,000 | 14,561,000 | 16,473,000 |
| Securities held to maturity | 934,000 | 929,000 | 1,428,000 | 2,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,921,000 | 59,572,000 | 58,318,000 | 59,315,000 |
| Interest-bearing deposits | 51,234,000 | 52,646,000 | 51,437,000 | 51,985,000 |
| Noninterest-bearing deposits | 6,687,000 | 6,926,000 | 6,881,000 | 7,330,000 |
| Equity capital | 5,472,000 | 5,706,000 | 5,645,000 | 5,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,317,000 | 1,986,000 | 2,619,000 |
| Interest expense | 170,000 | 335,000 | 488,000 | 628,000 |
| Net interest income | 483,000 | 982,000 | 1,498,000 | 1,991,000 |
| Noninterest income | 28,000 | 58,000 | 90,000 | 121,000 |
| Noninterest expense | 356,000 | 709,000 | 1,063,000 | 1,455,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 150,000 | 311,000 | 490,000 | 607,000 |
| Income tax | 5,000 | 6,000 | 8,000 | 10,000 |
| Net income | 145,000 | 305,000 | 482,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,409,000 | 5,569,000 | 5,497,000 | 5,611,000 |
| Total capital | 5,824,000 | 5,980,000 | 5,923,000 | 6,053,000 |
| Risk-weighted assets | 44,851,000 | 46,003,000 | 47,552,000 | 47,161,000 |