Call reports 2011
1ST COMMUNITY BANK — 2011
What 1ST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,659,000 | 56,386,000 | 59,696,000 | 61,188,000 |
| Total loans | 37,059,000 | 36,641,000 | 37,519,000 | 36,100,000 |
| Allowance for loan losses | 353,000 | 370,000 | 385,000 | 400,000 |
| Securities available for sale | 11,975,000 | 12,933,000 | 12,186,000 | 13,178,000 |
| Securities held to maturity | 190,000 | 190,000 | 190,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,229,000 | 50,881,000 | 54,252,000 | 55,660,000 |
| Interest-bearing deposits | 46,916,000 | 45,605,000 | 48,811,000 | 49,641,000 |
| Noninterest-bearing deposits | 5,313,000 | 5,276,000 | 5,441,000 | 6,019,000 |
| Equity capital | 5,153,000 | 5,257,000 | 5,205,000 | 5,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,325,000 | 2,000,000 | 2,671,000 |
| Interest expense | 193,000 | 383,000 | 567,000 | 749,000 |
| Net interest income | 468,000 | 942,000 | 1,433,000 | 1,922,000 |
| Noninterest income | 21,000 | 48,000 | 74,000 | 103,000 |
| Noninterest expense | 335,000 | 690,000 | 1,030,000 | 1,429,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 139,000 | 270,000 | 432,000 | 536,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 135,000 | 266,000 | 428,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,118,000 | 4,998,000 | 5,047,000 | 5,160,000 |
| Total capital | 5,471,000 | 5,368,000 | 5,432,000 | 5,560,000 |
| Risk-weighted assets | 41,921,000 | 41,111,000 | 44,059,000 | 43,926,000 |