Call reports 2010
1ST COMMUNITY BANK — 2010
What 1ST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,265,000 | 56,382,000 | 56,166,000 | 55,439,000 |
| Total loans | 36,471,000 | 36,596,000 | 35,718,000 | 35,779,000 |
| Allowance for loan losses | 383,000 | 384,000 | 393,000 | 338,000 |
| Securities available for sale | 9,026,000 | 14,472,000 | 15,754,000 | 13,300,000 |
| Securities held to maturity | 189,000 | 189,000 | 190,000 | 190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,979,000 | 45,968,000 | 50,622,000 | 50,003,000 |
| Interest-bearing deposits | 34,314,000 | 41,110,000 | 45,632,000 | 44,627,000 |
| Noninterest-bearing deposits | 4,665,000 | 4,858,000 | 4,990,000 | 5,376,000 |
| Equity capital | 5,034,000 | 5,123,000 | 5,223,000 | 5,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,341,000 | 2,063,000 | 2,760,000 |
| Interest expense | 233,000 | 473,000 | 842,000 | 1,054,000 |
| Net interest income | 426,000 | 868,000 | 1,221,000 | 1,706,000 |
| Noninterest income | 24,000 | 53,000 | 83,000 | 108,000 |
| Noninterest expense | 318,000 | 649,000 | 981,000 | 1,318,000 |
| Provision for loan losses | 12,000 | 24,000 | 39,000 | 54,000 |
| Pretax income | 120,000 | 248,000 | 296,000 | 478,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 120,000 | 244,000 | 292,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,628,000 | 4,752,000 | 4,800,000 | 4,982,000 |
| Total capital | 5,011,000 | 5,136,000 | 5,193,000 | 5,320,000 |
| Risk-weighted assets | 40,974,000 | 42,551,000 | 41,878,000 | 41,102,000 |