Call reports 2009
1ST COMMUNITY BANK — 2009
What 1ST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,470,000 | 50,925,000 | 49,788,000 | 51,351,000 |
| Total loans | 35,927,000 | 34,172,000 | 35,547,000 | 36,550,000 |
| Allowance for loan losses | 350,000 | 354,000 | 359,000 | 371,000 |
| Securities available for sale | 8,114,000 | 10,412,000 | 10,421,000 | 8,974,000 |
| Securities held to maturity | 189,000 | 189,000 | 189,000 | 189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,585,000 | 40,755,000 | 39,033,000 | 40,746,000 |
| Interest-bearing deposits | 36,615,000 | 35,356,000 | 34,336,000 | 35,764,000 |
| Noninterest-bearing deposits | 4,970,000 | 5,399,000 | 4,697,000 | 4,982,000 |
| Equity capital | 4,588,000 | 4,827,000 | 5,441,000 | 5,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,327,000 | 1,989,000 | 2,659,000 |
| Interest expense | 291,000 | 577,000 | 845,000 | 1,099,000 |
| Net interest income | 366,000 | 750,000 | 1,144,000 | 1,560,000 |
| Noninterest income | 27,000 | 56,000 | 83,000 | 114,000 |
| Noninterest expense | 333,000 | 666,000 | 992,000 | 1,353,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 48,000 | 117,000 | 202,000 | 277,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 43,000 | 112,000 | 197,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,605,000 | 4,735,000 | 4,934,000 | 4,994,000 |
| Total capital | 4,955,000 | 5,089,000 | 5,293,000 | 5,365,000 |
| Risk-weighted assets | 39,017,000 | 39,919,000 | 41,225,000 | 41,792,000 |