Call reports 2006
1ST COMMUNITY BANK — 2006
What 1ST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,900,000 | 47,398,000 | 50,868,000 | 49,138,000 |
| Total loans | 29,218,000 | 30,597,000 | 32,057,000 | 31,060,000 |
| Allowance for loan losses | 247,000 | 258,000 | 266,000 | 271,000 |
| Securities available for sale | 13,811,000 | 13,634,000 | 12,453,000 | 11,714,000 |
| Securities held to maturity | 189,000 | 189,000 | 189,000 | 189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,048,000 | 38,480,000 | 41,634,000 | 39,747,000 |
| Interest-bearing deposits | 33,977,000 | 34,256,000 | 37,808,000 | 35,591,000 |
| Noninterest-bearing deposits | 4,071,000 | 4,224,000 | 3,826,000 | 4,156,000 |
| Equity capital | 3,539,000 | 3,571,000 | 3,857,000 | 3,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,328,000 | 2,072,000 | 2,822,000 |
| Interest expense | 283,000 | 596,000 | 963,000 | 1,347,000 |
| Net interest income | 368,000 | 732,000 | 1,109,000 | 1,475,000 |
| Noninterest income | 35,000 | 79,000 | 126,000 | 169,000 |
| Noninterest expense | 283,000 | 557,000 | 837,000 | 1,129,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 108,000 | 230,000 | 362,000 | 467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 230,000 | 362,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,688,000 | 3,810,000 | 3,941,000 | 4,046,000 |
| Total capital | 3,935,000 | 4,068,000 | 4,207,000 | 4,317,000 |
| Risk-weighted assets | 33,655,000 | 34,833,000 | 36,404,000 | 34,700,000 |