Call reports 2002
1ST COMMUNITY BANK — 2002
What 1ST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,655,000 | 38,715,000 | 41,283,000 | 43,983,000 |
| Total loans | 18,741,000 | 18,748,000 | 19,699,000 | 20,931,000 |
| Allowance for loan losses | 199,000 | 198,000 | 204,000 | 202,000 |
| Securities available for sale | 15,707,000 | 16,096,000 | 16,134,000 | 19,163,000 |
| Securities held to maturity | 288,000 | 288,000 | 288,000 | 188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,055,000 | 30,695,000 | 33,062,000 | 35,777,000 |
| Interest-bearing deposits | 28,813,000 | 27,747,000 | 30,031,000 | 32,107,000 |
| Noninterest-bearing deposits | 3,242,000 | 2,948,000 | 3,031,000 | 3,670,000 |
| Equity capital | 2,295,000 | 2,716,000 | 2,928,000 | 2,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,165,000 | 1,755,000 | 2,354,000 |
| Interest expense | 301,000 | 587,000 | 878,000 | 1,182,000 |
| Net interest income | 277,000 | 578,000 | 877,000 | 1,172,000 |
| Noninterest income | 36,000 | 90,000 | 139,000 | 183,000 |
| Noninterest expense | 251,000 | 501,000 | 755,000 | 1,019,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 39,000 |
| Pretax income | 53,000 | 149,000 | 234,000 | 297,000 |
| Income tax | 15,000 | 6,000 | 9,000 | 11,000 |
| Net income | 38,000 | 143,000 | 225,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,327,000 | 2,422,000 | 2,505,000 | 2,466,000 |
| Total capital | 2,526,000 | 2,620,000 | 2,709,000 | 2,668,000 |
| Risk-weighted assets | 26,754,000 | 26,270,000 | 27,671,000 | 30,293,000 |