Call reports 2001
1ST COMMUNITY BANK — 2001
What 1ST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,308,000 | 37,515,000 | 38,025,000 | 39,869,000 |
| Total loans | 20,683,000 | 20,772,000 | 21,577,000 | 19,533,000 |
| Allowance for loan losses | 156,000 | 170,000 | 181,000 | 188,000 |
| Securities available for sale | 10,393,000 | 10,491,000 | 10,854,000 | 14,120,000 |
| Securities held to maturity | 288,000 | 288,000 | 288,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,471,000 | 29,478,000 | 30,188,000 | 32,046,000 |
| Interest-bearing deposits | 25,732,000 | 26,607,000 | 27,365,000 | 28,618,000 |
| Noninterest-bearing deposits | 2,739,000 | 2,871,000 | 2,823,000 | 3,428,000 |
| Equity capital | 2,438,000 | 2,573,000 | 2,372,000 | 2,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,309,000 | 1,944,000 | 2,547,000 |
| Interest expense | 363,000 | 723,000 | 1,071,000 | 1,398,000 |
| Net interest income | 297,000 | 586,000 | 873,000 | 1,149,000 |
| Noninterest income | 34,000 | 77,000 | 120,000 | 162,000 |
| Noninterest expense | 260,000 | 507,000 | 752,000 | 1,019,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 62,000 | 138,000 | 214,000 | 256,000 |
| Income tax | 18,000 | 42,000 | 66,000 | 76,000 |
| Net income | 44,000 | 96,000 | 148,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,454,000 | 2,506,000 | 2,258,000 | 2,290,000 |
| Total capital | 2,610,000 | 2,676,000 | 2,439,000 | 2,478,000 |
| Risk-weighted assets | 25,320,000 | 25,746,000 | 26,201,000 | 26,233,000 |