Call reports 2025
CHESAPEAKE BANK & TRUST COMPANY — 2025
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 128,868,000 | 135,483,000 | 138,064,000 | 135,423,000 |
| Total loans | 101,783,000 | 106,486,000 | 108,419,000 | 105,567,000 |
| Allowance for loan losses | 1,527,000 | 1,571,000 | 1,596,000 | 1,607,000 |
| Securities available for sale | 19,527,000 | 19,866,000 | 19,897,000 | 19,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,416,000 | 103,914,000 | 101,605,000 | 109,674,000 |
| Interest-bearing deposits | 69,664,000 | 71,189,000 | 70,791,000 | 71,668,000 |
| Noninterest-bearing deposits | 35,752,000 | 32,725,000 | 30,814,000 | 38,006,000 |
| Equity capital | 12,881,000 | 13,038,000 | 13,179,000 | 13,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,609,000 | 5,502,000 | 7,396,000 |
| Interest expense | 327,000 | 711,000 | 1,117,000 | 1,543,000 |
| Net interest income | 1,420,000 | 2,898,000 | 4,385,000 | 5,853,000 |
| Noninterest income | 153,000 | 241,000 | 328,000 | 411,000 |
| Noninterest expense | 843,000 | 1,676,000 | 2,568,000 | 3,420,000 |
| Provision for loan losses | 50,000 | 100,000 | 125,000 | 150,000 |
| Pretax income | 680,000 | 1,363,000 | 2,020,000 | 2,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 680,000 | 1,363,000 | 2,020,000 | 2,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,819,000 | 12,978,000 | 13,110,000 | 13,058,000 |
| Total capital | 13,946,000 | 14,147,000 | 14,294,000 | 14,221,000 |
| Risk-weighted assets | 89,688,000 | 93,045,000 | 94,248,000 | 92,567,000 |