Call reports 2024
CHESAPEAKE BANK & TRUST COMPANY — 2024
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 124,461,000 | 141,468,000 | 125,743,000 | 131,116,000 |
| Total loans | 94,434,000 | 95,654,000 | 96,803,000 | 101,486,000 |
| Allowance for loan losses | 1,402,000 | 1,427,000 | 1,452,000 | 1,477,000 |
| Securities available for sale | 17,947,000 | 18,480,000 | 19,202,000 | 19,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,803,000 | 117,606,000 | 100,576,000 | 103,886,000 |
| Interest-bearing deposits | 60,202,000 | 81,299,000 | 65,255,000 | 66,533,000 |
| Noninterest-bearing deposits | 39,601,000 | 36,307,000 | 35,321,000 | 37,353,000 |
| Equity capital | 12,374,000 | 12,611,000 | 12,727,000 | 12,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,365,000 | 5,176,000 | 6,975,000 |
| Interest expense | 228,000 | 528,000 | 894,000 | 1,224,000 |
| Net interest income | 1,392,000 | 2,837,000 | 4,282,000 | 5,751,000 |
| Noninterest income | 108,000 | 235,000 | 358,000 | 493,000 |
| Noninterest expense | 843,000 | 1,695,000 | 2,691,000 | 3,634,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 632,000 | 1,327,000 | 1,874,000 | 2,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 632,000 | 1,327,000 | 1,874,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,414,000 | 12,660,000 | 12,606,000 | 12,592,000 |
| Total capital | 13,507,000 | 13,763,000 | 13,711,000 | 13,726,000 |
| Risk-weighted assets | 87,072,000 | 87,878,000 | 88,003,000 | 90,317,000 |