Call reports 2023
CHESAPEAKE BANK & TRUST COMPANY — 2023
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 129,896,000 | 122,685,000 | 125,009,000 | 120,085,000 |
| Total loans | 85,379,000 | 86,010,000 | 88,894,000 | 93,508,000 |
| Allowance for loan losses | 1,234,000 | 1,289,000 | 1,352,000 | 1,378,000 |
| Securities available for sale | 28,279,000 | 24,347,000 | 23,232,000 | 16,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,760,000 | 99,820,000 | 99,388,000 | 98,716,000 |
| Interest-bearing deposits | 66,694,000 | 63,493,000 | 62,887,000 | 60,919,000 |
| Noninterest-bearing deposits | 41,066,000 | 36,327,000 | 36,501,000 | 37,797,000 |
| Equity capital | 11,265,000 | 11,492,000 | 11,885,000 | 12,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,777,000 | 4,235,000 | 5,803,000 |
| Interest expense | 121,000 | 285,000 | 487,000 | 721,000 |
| Net interest income | 1,247,000 | 2,492,000 | 3,748,000 | 5,082,000 |
| Noninterest income | 104,000 | 228,000 | 339,000 | 454,000 |
| Noninterest expense | 742,000 | 1,542,000 | 2,309,000 | 3,184,000 |
| Provision for loan losses | 25,000 | 75,000 | 100,000 | 125,000 |
| Pretax income | 584,000 | 1,103,000 | 1,678,000 | 2,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 1,103,000 | 1,678,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,697,000 | 11,886,000 | 12,111,000 | 12,173,000 |
| Total capital | 12,684,000 | 12,909,000 | 13,166,000 | 13,275,000 |
| Risk-weighted assets | 78,650,000 | 81,517,000 | 84,083,000 | 87,840,000 |