Call reports 2022
CHESAPEAKE BANK & TRUST COMPANY — 2022
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 129,915,000 | 125,373,000 | 120,997,000 | 134,921,000 |
| Total loans | 71,315,000 | 74,712,000 | 76,524,000 | 80,889,000 |
| Allowance for loan losses | 1,104,000 | 1,129,000 | 1,154,000 | 1,204,000 |
| Securities available for sale | 32,487,000 | 30,769,000 | 30,589,000 | 29,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,417,000 | 101,774,000 | 101,129,000 | 115,936,000 |
| Interest-bearing deposits | 67,155,000 | 64,224,000 | 62,070,000 | 71,664,000 |
| Noninterest-bearing deposits | 39,262,000 | 37,550,000 | 39,059,000 | 44,272,000 |
| Equity capital | 10,629,000 | 10,525,000 | 10,459,000 | 10,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,970,000 | 3,028,000 | 4,324,000 |
| Interest expense | 53,000 | 93,000 | 133,000 | 191,000 |
| Net interest income | 872,000 | 1,877,000 | 2,895,000 | 4,133,000 |
| Noninterest income | 136,000 | 266,000 | 376,000 | 485,000 |
| Noninterest expense | 693,000 | 1,403,000 | 2,091,000 | 2,814,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 100,000 |
| Pretax income | 315,000 | 715,000 | 1,130,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 715,000 | 1,130,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,054,000 | 11,154,000 | 11,269,000 | 11,443,000 |
| Total capital | 11,978,000 | 12,118,000 | 12,144,000 | 12,472,000 |
| Risk-weighted assets | 73,635,000 | 76,914,000 | 69,621,000 | 82,025,000 |