Call reports 2021
CHESAPEAKE BANK & TRUST COMPANY — 2021
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,493,000 | 126,719,000 | 138,238,000 | 138,765,000 |
| Total loans | 79,881,000 | 73,789,000 | 72,574,000 | 70,671,000 |
| Allowance for loan losses | 1,109,000 | 1,109,000 | 1,104,000 | 1,104,000 |
| Securities available for sale | 13,051,000 | 15,061,000 | 15,991,000 | 23,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,772,000 | 99,406,000 | 109,037,000 | 113,952,000 |
| Interest-bearing deposits | 62,848,000 | 63,478,000 | 69,430,000 | 72,460,000 |
| Noninterest-bearing deposits | 41,924,000 | 35,928,000 | 39,607,000 | 41,492,000 |
| Equity capital | 10,987,000 | 11,028,000 | 11,103,000 | 10,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 1,974,000 | 2,972,000 | 3,888,000 |
| Interest expense | 70,000 | 138,000 | 210,000 | 273,000 |
| Net interest income | 966,000 | 1,836,000 | 2,762,000 | 3,615,000 |
| Noninterest income | 147,000 | 272,000 | 399,000 | 519,000 |
| Noninterest expense | 662,000 | 1,316,000 | 1,988,000 | 2,653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 451,000 | 792,000 | 1,173,000 | 1,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 451,000 | 792,000 | 1,173,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,984,000 | 11,025,000 | 11,106,000 | 11,039,000 |