Call reports 2020
CHESAPEAKE BANK & TRUST COMPANY — 2020
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 98,697,000 | 110,506,000 | 121,720,000 | 118,733,000 |
| Total loans | 73,967,000 | 81,134,000 | 79,610,000 | 78,287,000 |
| Allowance for loan losses | 1,133,000 | 1,208,000 | 1,208,000 | 1,109,000 |
| Securities available for sale | 12,091,000 | 14,073,000 | 27,150,000 | 23,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,328,000 | 82,104,000 | 82,373,000 | 94,411,000 |
| Interest-bearing deposits | 51,201,000 | 55,632,000 | 56,116,000 | 60,629,000 |
| Noninterest-bearing deposits | 23,127,000 | 26,472,000 | 26,257,000 | 33,782,000 |
| Equity capital | 10,759,000 | 10,710,000 | 10,770,000 | 10,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,072,000 | 3,047,000 | 4,040,000 |
| Interest expense | 135,000 | 215,000 | 289,000 | 360,000 |
| Net interest income | 925,000 | 1,857,000 | 2,758,000 | 3,680,000 |
| Noninterest income | 121,000 | 227,000 | 339,000 | 475,000 |
| Noninterest expense | 671,000 | 1,334,000 | 1,961,000 | 2,661,000 |
| Provision for loan losses | 100,000 | 175,000 | 175,000 | 145,000 |
| Pretax income | 275,000 | 575,000 | 961,000 | 1,349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 575,000 | 961,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,648,000 | 10,657,000 | 10,744,000 | 10,833,000 |