Call reports 2019
CHESAPEAKE BANK & TRUST COMPANY — 2019
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,942,000 | 103,742,000 | 109,026,000 | 106,937,000 |
| Total loans | 72,568,000 | 72,181,000 | 74,620,000 | 77,301,000 |
| Allowance for loan losses | 988,000 | 988,000 | 1,003,000 | 1,033,000 |
| Securities available for sale | 19,438,000 | 19,463,000 | 21,480,000 | 22,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,133,000 | 76,688,000 | 75,054,000 | 74,965,000 |
| Interest-bearing deposits | 50,868,000 | 50,154,000 | 52,025,000 | 51,807,000 |
| Noninterest-bearing deposits | 20,265,000 | 26,534,000 | 23,029,000 | 23,158,000 |
| Equity capital | 10,325,000 | 10,548,000 | 10,640,000 | 10,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,157,000 | 3,262,000 | 4,416,000 |
| Interest expense | 165,000 | 301,000 | 440,000 | 613,000 |
| Net interest income | 926,000 | 1,856,000 | 2,822,000 | 3,803,000 |
| Noninterest income | 116,000 | 268,000 | 336,000 | 431,000 |
| Noninterest expense | 624,000 | 1,232,000 | 1,868,000 | 2,465,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 47,000 |
| Pretax income | 418,000 | 892,000 | 1,272,000 | 1,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 418,000 | 892,000 | 1,272,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,316,000 | 10,505,000 | 10,599,000 | 10,660,000 |
| Total capital | 11,180,000 | 11,440,000 | 11,466,000 | 11,564,000 |
| Risk-weighted assets | 68,887,000 | 74,697,000 | 69,119,000 | 72,111,000 |