Call reports 2018
CHESAPEAKE BANK & TRUST COMPANY — 2018
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,128,000 | 96,375,000 | 109,255,000 | 107,962,000 |
| Total loans | 70,131,000 | 70,954,000 | 71,287,000 | 73,151,000 |
| Allowance for loan losses | 1,019,000 | 984,000 | 988,000 | 988,000 |
| Securities available for sale | 25,903,000 | 16,942,000 | 23,840,000 | 24,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,772,000 | 73,640,000 | 73,967,000 | 74,847,000 |
| Interest-bearing deposits | 53,265,000 | 52,561,000 | 53,406,000 | 50,810,000 |
| Noninterest-bearing deposits | 22,507,000 | 21,079,000 | 20,561,000 | 24,037,000 |
| Equity capital | 9,903,000 | 9,962,000 | 10,021,000 | 10,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,913,000 | 2,897,000 | 3,992,000 |
| Interest expense | 121,000 | 237,000 | 355,000 | 527,000 |
| Net interest income | 828,000 | 1,676,000 | 2,542,000 | 3,465,000 |
| Noninterest income | 113,000 | 227,000 | 336,000 | 412,000 |
| Noninterest expense | 664,000 | 1,323,000 | 1,950,000 | 2,565,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 202,000 | 505,000 | 853,000 | 1,237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 505,000 | 853,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,997,000 | 10,018,000 | 10,083,000 | 10,184,000 |
| Total capital | 10,872,000 | 10,922,000 | 10,922,000 | 11,064,000 |
| Risk-weighted assets | 69,764,000 | 72,165,000 | 66,915,000 | 70,230,000 |