Call reports 2016
CHESAPEAKE BANK & TRUST COMPANY — 2016
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 112,118,000 | 102,059,000 | 114,806,000 | 115,033,000 |
| Total loans | 62,293,000 | 63,719,000 | 63,416,000 | 64,213,000 |
| Allowance for loan losses | 940,000 | 917,000 | 893,000 | 894,000 |
| Securities available for sale | 28,581,000 | 30,012,000 | 33,499,000 | 34,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,060,000 | 72,605,000 | 73,989,000 | 76,078,000 |
| Interest-bearing deposits | 56,944,000 | 53,273,000 | 52,620,000 | 53,680,000 |
| Noninterest-bearing deposits | 20,116,000 | 19,332,000 | 21,369,000 | 22,398,000 |
| Equity capital | 9,687,000 | 9,731,000 | 9,734,000 | 9,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,722,000 | 2,600,000 | 3,533,000 |
| Interest expense | 85,000 | 164,000 | 242,000 | 326,000 |
| Net interest income | 775,000 | 1,558,000 | 2,358,000 | 3,207,000 |
| Noninterest income | 110,000 | 241,000 | 356,000 | 474,000 |
| Noninterest expense | 605,000 | 1,217,000 | 1,833,000 | 2,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 582,000 | 881,000 | 1,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 582,000 | 881,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,694,000 | 9,710,000 | 9,723,000 | 9,820,000 |
| Total capital | 10,557,000 | 10,581,000 | 10,604,000 | 10,701,000 |
| Risk-weighted assets | 68,891,000 | 69,514,000 | 70,391,000 | 70,377,000 |